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Region 9 Adult Education

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Personal Finance

in Personal Enrichment

Budgeting Basics
Registration Unavailable

Budgeting Basics

Free

with Janet Smith

Calendar Apr 11, 2017 at 6 pm, runs for 1 week

In this workshop, you will learn the basic components for building a budget. We will discuss money tracking, goal setting, and understanding your overall financial situation can assist you in the process of building a budget.

 

Clean up your credit
Registration Unavailable

Clean up your credit

Free

with Janet Smith

Calendar Mar 21, 2017 at 6 pm, runs for 1 week

Learn how to reduce your debt, improve your credit, and maintain a good credit score. Create your own step-by-step plan to pay down your debt.

Introduction to Self-Employment
Registration Unavailable

Introduction to Self-Employment

Free

with Karleen Andrews

Calendar Apr 10, 2017 at 6 pm, runs for 1 week

Thinking of starting your own business, but not sure where to start? This class is where you start! Spend a few hours finding out if self-employment is really a good idea for you or a family member.  

Maine hoMEworks
Registration Unavailable

Maine hoMEworks

$30

with Marjorie Baril

Calendar May 15, 2017 at 6 pm, runs for 2 weeks

Maine hoMEworks is a ten-hour homebuyer education course valuable to anyone considering a home purchase and is required for many down payment assistance and other lending programs for first-time homebuyers.  The course will help you make good choices about becoming a homeowner and selecting a home that meets your needs and matches your financial resources.  The course provides step-by-step instruction on all aspects of the home buying process from application to closing, as well determining how much home you can afford; budgeting for homeownership expenses; how credit affects home buying; resources for down payment assistance; mortgage financing options; real estate contracts; and home inspections.

               Instructor: Marjorie Baril  from Community Concepts- a HUD-approved, participating counseling agency  

Understanding and Managing your Credit, Jan
Registration Unavailable

Understanding and Managing your Credit, Jan

$18

with Cathy Dorion

Calendar Jan 31, 2017 at 6 pm, runs for 2 weeks

Your credit rating plays an integral role in your future. Credit is needed to purchase a home, a car and sometimes to even rent a home or obtain employment. This class will review the purpose and importance of establishing and maintaining good credit as well as basic budgeting. We will review how to understand a credit report, how a credit score is determined and how to repair credit issues that may be holding you back. We will also review basic budgeting skills and techniques to ensure you stay on track.

Understanding and Managing your Credit, May
Registration Unavailable

Understanding and Managing your Credit, May

$18

with Cathy Dorion

Calendar May 2, 2017 at 6 pm, runs for 2 weeks

Your credit rating plays an integral role in your future. Credit is needed to purchase a home, a car and sometimes to even rent a home or obtain employment. This class will review the purpose and importance of establishing and maintaining good credit as well as basic budgeting. We will review how to understand a credit report, how a credit score is determined and how to repair credit issues that may be holding you back. We will also review basic budgeting skills and techniques to ensure you stay on track.

Your money personality
Registration Unavailable

Your money personality

Free

with Janet Smith

Calendar Mar 28, 2017 at 6 pm, runs for 1 week

Managing your money is more than just numbers.  In this workshop we will use a fun and unique “Money Habitudes” card sort activity to identify your money management style.  We will use the results as a starting point for thinking about how you can become more comfortable managing your money.





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