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Region 9 Adult Education

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Personal Finance

in Personal Enrichment

Budgeting Basics


with Janet Smith

Calendar Nov 7, 2017 at 6 pm

In this workshop, you will learn the basic components for building a budget. We will discuss money tracking, goal setting, and understanding your overall financial situation can assist you in the process of building a budget.

Clean up your Credit


with Janet Smith

Calendar Nov 14, 2017 at 6 pm

Learn how to reduce your debt, improve your credit, and maintain a good credit score. Create your own step-by-step plan to pay down your debt.

Homebuying class


with Marjorie Baril

Calendar Nov 7, 2017 at 6 pm

Maine hoMEworks is a ten-hour homebuyer education course valuable to anyone considering a home purchase and is required for many down payment assistance and other lending programs for first-time homebuyers. The course will help you make good choices about becoming a homeowner and selecting a home that meets your needs and matches your financial resources. The course provides step-by-step instruction on all aspects of the home buying process from application to closing, as well determining how much home you can afford; budgeting for homeownership expenses; how credit affects home buying; resources for down payment assistance; mortgage financing options; real estate contracts; and home inspections.

Intro to Self Employment


with Karleen Andrews

Calendar Oct 23, 2017 at 6 pm

Thinking of starting your own business, but not sure where to start? This class is where you start! Spend a few hours finding out if self-employment is really a good idea for you or a family member.  

Your Money Personality


with Janet Smith

Calendar Nov 28, 2017 at 6 pm

Managing your money is more than just numbers.  In this workshop we will use a fun and unique “Money Habitudes” card sort activity to identify your money management style.  We will use the results as a starting point for thinking about how you can become more comfortable managing your money.

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